Halted: Duncan Weir takes the sting out of a Rob Kearney run. Can he slow Wales with his kicking on Saturday?By Alan DymockNO ONE in the Scotland camp would ever say it, but they fear Wales running.Picking Duncan Weir at fly-half for the game at Murrayfield on Saturday could be seen as the result of a middle-of-the-road performance from Ruaridh Jackson, but in truth Weir’s selection is one designed to take the steam out of a Welsh side capable of singeing Scotland.Clear: Weir will try to turn Cuthbert et alThis is not a defensive concept. Sure, in the last round simple cut moves allowed a fresh-faced Luke Marshall to gallop past Jackson more than once, with flimsy arms whipping off the Ulsterman as he burst through the thicket of defenders. Also, too often the Irish centre tasted fresh air, and the worry for Scots is that any Welsh player breaking through would be less profligate than the Irish were. Yet Jackson made some good tackles. He is not afraid to put his head down for a hit.With Weir, though, there is not a worrying change in defence. It is in attack that everything differs.The strength of the Welsh is that they can spring from loose play, jolting out of the back of the pitch and making astute plays whilst tumbling forward at extreme speed. They can build momentum and when they do so they are as exciting as any team on the planet. Once they peel round the corners in their units and make yards it takes smart, aggressive defenders to halt them or pick their pockets. So with Jackson, he can take interceptions and he can whack well enough, but he can also struggle to kick cleanly for distance. Weir, on the other hand, can slide balls into touch and has more range. He can skip and interest defenders, too, and when he came on against Ireland he wrong-footed a few opponents.This is not to say that Jackson cannot play to a kicking remit, but against Ireland the constancy of Ireland attacks was not helped by aimless kicking in front of Rob Kearney and Paddy Jackson. Weir is likely to be asked to break up play and starve Wales of a rhythm.Back up: Jackson is still availableThe lineout will be interesting because of this. Alun Wyn Jones returns and Richard Hibbard has grown in stature, but Richie Gray and Jim Hamilton in particular have done well to disrupt opposition throws. Dean Ryan will fancy his pack to pick off a few balls.Wales are chasing a record five away wins in a row in the 6 Nations. That makes them dangerous and Scott Johnson will know that his counterparts need to have confidence taken away from them. That does not mean openly attack them with verbal jousting, although there is still time for Johnson to do that he is playing it coy just now. Instead it would serve Scotland to let Wales approach the games like the others, hoping that their main focus is blasting the team in blue at the breakdown. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS EDINBURGH, SCOTLAND – FEBRUARY 24: Ruaridh Jackson of Scotland kicks the ball downfield during the RBS Six Nations match between Scotland and Ireland at Murrayfield Stadium on February 24, 2013 in Edinburgh, Scotland. (Photo by Stu Forster/Getty Images) This is still an area where games can be decided and Scotland have been brittle there, even if their fortunes have changed. So it is wise of the Scots to talk about this repeatedly, letting both packs know that they need to wrestle. However, with Weir holding the rudder it is likely that the ball could be going over everyone’s head and the wrestle relocated to the touchline.Catching everyone off guard may be exactly why Weir is there. He needs to get the rest of his mates on side and hope that he can plug the defensive gap as well. After all, there are some sizeable predators in red.
Thinking of establishing a program at your CU? Here are some tips and strategies.by: John HarwellThe National Credit Union Administration has not made having an enterprise risk management program a requirement for natural person credit unions. However, the agency has issued guidance regarding ERM in Supervisory Letter 13-12, dated November 2013.The NCUA states “there is no off the shelf solution” and credit unions should tailor their ERM program to fit their own complexities. This supervisory letter may predict where ERM in credit unions is headed. In many past instances, the NCUA has initially released guidance that later became rules. In this case, it’s good to be prepared for a potential new ERM NCUA regulation.But to be in line with likely future regulations isn’t the only reason to establish an ERM program at your credit union. Here are three additional benefits to having one:An ERM program will show you opportunities you did not know were there. For example, if you conducted a risk assessment of your consumer lending program, and the results showed very low risk, this would provide an opportunity to take more risk and lend to more of your members. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr read more
continue reading » The Credit Union Trends Report is a monthly “pulse check” on the state of the credit union marketplace, often placed in a historical context. The report is published and distributed by Steven Rick from CUNA Mutual Group. View Steven’s biography.July 2015:The nation’s CUs increased their loan portfolios 1.0% in May, slightly less than the 1.1% pace reported in May 2014.Credit union loan delinquency rates fell to 0.70% in May, down from 0.85% one year earlier.Total credit union assets should breach the $1.2 trillion mark by JulyClick here to link to new supplemental report: Economic & Credit Union Monthly Update, July 2015 ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
If you are managing the social marketing content at your Financial Institution then you’ll want to read these 6 Financial Institutionmarketing tricks that work every time. As a content marketing agency for Financial Institutions, we know first hand what tricks work every time.Offer an Internal Staff Contest to Gain More FollowersIs your Financial Institution relatively new to social media? Maybe you are looking to grow your followers? The first place we typically start with new clients is to have their Financial Institution offer an internal contest to their staff on Facebook (but this can be replicated on any platform, like Instagram).Simply ask your staff to build up your followers with their family and friends to be entered to win a monetary reward (i.e. $100 Visa Gift Card). For every friend the staff member gets to ‘like’ the FI’s Facebook page, his or her name will go into the pot to win! If 10 friends ‘like’ the FI’s page, then that staff member’s name will be entered 10 times to win! continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr read more