By Jon Zimney – March 14, 2021 0 186 Hoosier Talent Network can help those looking for work IndianaLocalNews Facebook Facebook Previous articleThe S.S. Badger is ready for a full season of taking cars across the lake this yearNext articleIndiana Black Legislative Caucus pushing for better behavior Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney. Twitter WhatsApp Pinterest Google+ (Photo supplied/Indiana Department of Workforce Development) If you are out of work or need a job change, the Indiana Department of Workforce Development says there is a new tool to help you out.The DWD has released what is called the Hoosier Talent Network from Eightfold AI to connect employers with workers to help them find the right opportunities in the right locations.There are more than 135,000 jobs open.You can visit www.in.gov/dwd/job-seekers/hoosier-talent-network to explore new job opportunities and upload your resume or create a profile of your work history, skills, and hobbies.“This is a state-supported program committed to bringing our people back to work,” DWD Commissioner Fred Payne said. “We are here to support those in need, and the Hoosier Talent Network is another resource the DWD offers to help Hoosiers improve their lives.”Companies that are hiring can also use the website.“The Hoosier Talent Network will open up new doors for employers and connect them with the job seekers who are the best matches for their current workforce needs,” said Chad Carter, DWD’s Hoosier Talent Network project leader. “This platform has the capability to be a gamechanger in getting the state’s employers back on track for future success after the employment challenges of 2020.”The job openings posted on the website cover a wide variety of occupations and skill levels. WhatsApp Google+ Pinterest Twitter
The National Skills Academy for Food & Drink has taken on a head of programmes to lead the industry’s Industry Skills Partnership.Skills expert Sue Densley, who has previously worked for McDonald’s and Flybe, will help businesses leading the partnership. The idea is to set sector-wide skills priorities and develop the skills programmes to tackle them. Business leaders and trade groups from the food and drink manufacturing sector will be invited to take up key Partnership representation.Densley will also be responsible for managing the package of academy services provided to the private training companies, colleges and universities that have been formally accredited by the academy.Densley said: “I’m here to ensure the skills programmes the Partnership endorses in future are managed professionally. I’ll also be helping the industry to respond effectively to collaborative sector-wide initiatives, such as feedback and implementation of new Trailblazer apprenticeship standards in England.” read more
Edit this setlist | More Slightly Stoopid setlists Load remaining images Slightly Stoopid rolled into the Portsmouth Pavillion in Portsmouth, VA last Friday night, July 29th, for a great evening of SoCal reggae. The Ocean Beach, CA-based band have been hitting the road hard this summer along their Return of the Red Eye Summer Tour, playing tracks off their most recent album Meanwhile…..Back In The Lab, as well as some choice hits from their extensive catalog.Photographer Sam Shinault was there to capture some candid moments from the show. Check out the gallery, as well as the full setlist from the performance, below.
What if you could enter a decorated tomb chapel in a Giza pyramid, descend down an ancient burial shaft, or see 5,000-year-old inscriptions come to life—without ever having to travel? Peter Der Manuelian, Philip J. King Professor of Egyptology in the Faculty of Arts and Sciences, is leading an effort to digitize the extensive archives available from sites in Giza to make remote antiquities more accessible. He draws on 3-D technology in Harvard’s Visualization Center at the Geological Museum to create a real-time, interactive model of the pyramid site so students can immerse themselves in the rich history of the ancient Egyptians.
FacebookTwitterLinkedInEmailPrint分享Bloomberg:Some of the Middle East’s biggest oil producers are pushing into solar energy even amid the rout in crude prices.Cheap crude used to deter investment in renewable energy in countries that depend on oil sales for revenue. Today, solar projects cost only about one tenth of what they did a decade ago, thanks to more affordable equipment and better technology, according to research by BloombergNEF.The Middle East’s first forays into renewables faltered when oil prices dropped or official priorities shifted. Solar programs that Saudi Arabia and Abu Dhabi embarked on a decade or so ago would have required tens of billions of dollars and never got far off the ground. Since then, governments have found partners to help shoulder costs, and in spite of potential delays from the coronavirus, their solar ambitions are gaining traction.“Solar power is the cheapest kilowatt-hour in the Middle East,” Benjamin Attia, an analyst for power and renewables at consultant Wood Mackenzie Ltd., said in a telephone interview from Boston. New projects in the region rely on private funding, rather than government spending, and are therefore “insulated from headwinds” of lower oil prices, he said.Electricity demand in the Middle East has risen by about 6% a year on average since 2000, according to the International Energy Agency. Whereas countries in the region used to rely mostly on power stations fueled by natural gas or crude, solar plants can now meet all of their likely growth in demand, said Robin Mills, founder of Dubai-based consulting firm Qamar Energy.Despite uncertainty about the pandemic, the region’s expanding populations are sure to need more electricity as economies recover. Middle Eastern countries will add thousands of megawatts of new solar-power capacity through at least 2025, according to Wood Mackenzie.[Anthony Di Paola]More: Mideast petro-states look past oil rout to chase solar power Middle East solar development plans on course despite oil price crash, Covid-19 read more
4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Brandon KuehlAs with any new technology, there are upfront expenses and procedures that must be considered when transitioning to EMV chip cards. A recent Credit Union Times article shares five time – and cost-saving tips to help make a financial institution’s (FI’s) EMV chip card implementation process a little smoother and more cost-effective.Smart design — It’s important to ensure the location of the EMV chip works well with the design of your card during early drafting stages. Work with your card manufacturer to acquire an EMV chip card plastic design template that’s compatible with your customized card layout.Tackle credit first — Industry wide, debit cards are far behind their credit counterparts in the U.S. EMV conversion race. Plus, most FIs have fewer credit cards than debit cards, making it easier to tackle first. continue reading » read more
If you have ever taught teenagers how to drive a car, you probably have vivid memories of watching their every move while you sat nervously in the passenger seat. You remember their awkward starts and stops; their uncertain decisions when facing complex situations; and your instinct to grab the steering wheel and slam on the brakes.But hopefully, after surviving those rough stretches on their road to independence, you remember the moment when you realized your teenager no longer needed you to tell them what to do at every turn. You no longer needed to approve or override their every decision. You felt confident they would obey the basic safety rules of the road. And you were convinced they were ready to set off on their own (with your careful oversight, of course).This narrative parallels the road to member business lending taken by credit unions. I feel confident handing qualified credit unions the license to make their own business lending decisions moving forward. And I am convinced this is the time to do so, when I reflect upon how we arrived at this point.After Congress placed new limits on member business lending in 1998, NCUA wrote prescriptive rules to ensure sound underwriting, solid collateral, and experienced management.For many years, the prescriptive approach may have been appropriate as credit unions entering the business loan marketplace gained experience.Today, however, the vast majority of credit union business lenders have well-established commercial lending infrastructure and sound risk management policies.The results have been remarkable: Over the last 15 years, the credit union system’s business lending portfolio has grown more than 12 times larger, from $4 billion in 2000 to more than $51 billion today. Yet, delinquencies and charge-offs for commercial loans at credit unions indicate strong performance overall.The bottom line is: The credit union system has grown its commercial lending portfolio in a safe and sound manner.So, it’s time to transition away from prescriptive regulatory limits toward general principles that will provide credit unions greater flexibility to serve business owners.Of course, commercial lending may not be appropriate for every credit union. It’s a strategic decision for each board of directors to make.If they decide to engage in member business lending, as long as they comply with the statutory cap, each credit union would have the freedom to prudently write their own business loan policy under our new proposed rule without prescriptive regulatory limits.Credit unions with small commercial loan portfolios would not even have to write a policy. Based on current volume, nearly 700 credit unions (about one of every three credit unions making commercial loans) would be exempt from the policy requirement altogether.For example, credit unions that may just make an occasional commercial loan for a pizza oven or a delivery truck would be able to serve those small business owners without additional paperwork.As I’ve traveled the country to hold Listening Sessions and speak at credit union conferences, I’ve heard directly from credit union officials about operational challenges they face with NCUA’s current MBL rule.Our new proposal completely rewrites the current rule to address those challenges and remove unnecessary burdens. For example:Personal GuaranteesI’ve heard loud and clear: Requiring a personal guarantee on every business loan can lose business for credit unions. Even though NCUA Regional Offices approve most requests to waive personal guarantees, some members don’t wait for waiver approvals; they take their business to other lenders. Under our proposed rule, credit unions would make the decisions to waive members from personal guarantees.Loan-To-Value LimitsI’ve also heard that prescriptive LTV limits are sometimes an obstacle to serving business owners. As with personal guarantees, our Regional Offices approve waivers of LTV limits wherever reasonable. However, we recognize the primary focus in commercial lending must be on the borrower’s ability to repay based on the business’ operations, not collateral. That’s why we’re proposing to remove LTV limits and remove the waiver process altogether.Construction and Development LoansI’ve visited the Dakotas and other states where credit unions are playing key roles in financing emerging businesses. Credit union officials provided thoughtful feedback, which compelled us to reconsider our policy of placing lower limits on construction and development loans. That’s why we’re proposing to lift all unnecessary limits on C&D loans.Loan ParticipationsCredit union officials also urged us to remove any unnecessary barriers on loan participations, which help credit unions pool and diversify risks. That’s why our proposed rule clarifies participation interests in loans to non-members do not count against the statutory MBL cap.Nonetheless, commercial loans still pose unique risks and require specialized oversight. When this rule becomes final, we plan to update guidance for credit unions and supervise effectively for sound commercial lending practices.Changing the way we do business will require retraining our examiners. Retraining will take some time and resources to implement; but it will be well worth the effort.A modernized and flexible rule, supervised by well-trained examiners, would allow credit unions to safely and soundly serve more of America’s small business owners.Credit unions know their members better than we do, and our modernized business lending rule will reflect that fact.Clearly, our proposal would provide real regulatory relief, which credit unions have requested. Most important, it would empower credit unions to responsibly serve the needs of their communities by providing small businesses with the loans they need to start up or expand.Small businesses are recognized as the engine that drives the U.S. economy forward. It’s time for credit unions to take the wheel. 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Debbie Matz Debbie Matz was nominated by President Barack Obama to serve as the eighth board chair of the National Credit Union Administration (NCUA). After confirmation by the U.S. Senate on … Web: www.ncua.gov Details read more
Jon Millidge, Royal MailJon Millidge, chief governance and risk officer at Royal Mail Group, described the consultation as “a major step forward” in the company’s campaign to be able to offer its employees a CDC plan.“We believe CDC is a progressive option which meets our objectives of providing sustainable, affordable and secure future retirement arrangements,” Millidge said. “Royal Mail and the CWU want to see CDC become a reality in the UK, and we hope the required legislation will be introduced at the earliest opportunity.”Terry Pullinger, deputy general secretary for postal at the CWU, added: “We absolutely believe that retirement dignity and security will be swept aside for working people unless this important innovation in pension choice is enabled.“The CWU and Royal Mail Group are ready to lead and illuminate a path for others to follow should they choose… Give us our moment and we will make a very important development in our social history.” The DWP’s CDC plan would require parliamentary legislationKevin Wesbroom, senior partner at Aon and a vocal supporter of the CDC concept, said the consultation was “a sound, proportionate approach to introducing new legislation that can improve retirement outcomes for many”.He added: “The approach taken to legislation is welcome, since it has clearly taken on board that the UK can learn from overseas CDC schemes, but does not have to slavishly follow them.”Simon Eagle, director at Willis Towers Watson’s retirement business and a CDC specialist, said other employers would begin looking at CDC plans following the government’s statement of support.“The next movers are likely to be other companies who, like Royal Mail, find the costs of their defined benefit pension schemes becoming unaffordable, but who believe their employees would prefer a collective arrangement providing them with pensions in retirement to individual DC pots,” Eagle said. “It’s important we get this right, which is why we’re consulting on the detail of our proposals before bringing legislation forward. I want to hear the views of the pensions industry as we prepare to introduce CDC pension schemes.”“The CWU and Royal Mail Group are ready to lead for others to follow should they choose… Give us our moment and we will make a very important development in our social history.”Terry Pullinger, Communication Workers’ UnionThe 53-page document outlined several challenges to be addressed in any future legislative framework, including communication with members, intergenerational fairness, and equality laws.The DWP also stated that the new rules, as planned, would require fresh primary and secondary legislation to be taken through the UK parliament, as Royal Mail’s scheme design did not fit with any existing rules.The UK previously introduced an outline for a form of CDC plan in 2015, but this was abandoned due to a lack of support from the industry. The DWP said that this framework would not be suitable for the structure planned by Royal Mail.Royal Mail planned to publish more details of its proposal during the consultation process, the DWP said.The consultation closes on 16 January 2019. Reaction LimitationsHowever, several commentators highlighted potential limitations to the introduction of CDC schemes.Rob Harper, partner at consultancy firm Hymans Robertson, said there was a “clear benefit” to pooling risk in a CDC structure, but warned that “the scale of assets and membership required to pool risk safely will limit this option to only the very largest schemes”.Steve Webb, director of policy at Royal London – and an advocate of “defined ambition” during his period as pensions minister – said the open-ended timetable for legislation meant it could take years for the first CDC scheme to become operational.He added: “Designing the legislation specifically around the needs of the Royal Mail is understandable, but probably also limits the potential for other employers to implement variations on the Royal Mail model.“One of the attractions of CDC for members is the smoothing out of the ups and downs of the stock market, but in the Royal Mail’s model there is no ‘buffer’ to cushion the impact of such changes on member benefits. This could mean pensioners seeing their pensions in payment cut from one year to the next, which will present a massive communications challenge.” The UK government has launched a consultation regarding the introduction of collective defined contribution (CDC) schemes.After months of discussions, led by Royal Mail and the Communication Workers’ Union (CWU), the Department for Work and Pensions (DWP) has set out a series of questions for the industry in an attempt to set out what a CDC regime would look like.The government would legislate for CDC schemes “as soon as parliamentary time allows”, the consultation paper said. The rulebook would be initially designed to allow Royal Mail’s scheme design to be established, but could be adapted if other employers came forward with alternative models.Announcing the consultation at a Royal Mail sorting office yesterday, pensions minister Guy Opperman said: “CDC pension schemes are an important innovation that will provide more choice and flexibility for pension scheme members and employers. I’m grateful to Royal Mail and the CWU for their assistance in getting us to this point. In his foreword to the consultation paper, Opperman acknowledged that CDC schemes would face “some communication challenges for schemes, employers and the government”, but maintained that these could be met.“The UK has a world-class occupational pension system – but I believe that there are always opportunities for further innovation which can be made for the benefit of savers and business alike,” Opperman stated. “A robustly designed and appropriately regulated CDC regime is one such opportunity.” read more
5. 255 Monaco St, Broadbeach Waters RELATED: Out of this world mansion hits the market with $30 million price tag 1. 26 Knightsbridge Pde East, Sovereign Islands It was one of the most talked about properties in the state this year and set out to break multiple records with its $45 million price tag. The sprawling Sovereign Islands mansion took years and millions of dollars to complete and will become Queensland’s priciest property if it’s eye-watering asking price is achieved. The seven-bedroom residence was made famous when it was sold in an unfinished state to its current owner for $5.3 million at a mortgagee auction in 2013.The ostentatious offering features artesian windows worth up to $40,000 each, a 30m pool, 106m of water frontage, a roman-inspired garden and a 4m high, 1500kg statue of Neptune from Florence. A mega-mansion at 7-13 King Arthurs Court, Sovereign Island, was an out of this world listing. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:32Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:32 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. 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This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreen7-13 King Arthur Court01:33 If you need a spot to park your helicopter, 101 Commodore Drive, Paradise Waters, might be the home for you.There are plenty of standout features at this Paradise Waters mansion but it’s the waterfront helicopter pad that sets it apart.The five-bedroom house at 101 Commodore Drive has a $14.888 million price tag. A cinema with 140-inch screen, formal bar, library, au pair’s quarters and waterside pool are among the landmark residence’s other highlights. 2. 7-13 King Arthurs Court, Sovereign Islands Resort-style living is on offer at 255 Monaco St, Broadbeach Waters.The glamorous Broadbeach Waters house set a street record when it last sold for $11 million three years ago. On the illustrious Monaco St, the mega-mansion’s owners are now seeking $12.95 million.The five-bedroom, six-bathroom house is on a sprawling 3296sq m estate that occupies four blocks and has 43m of water frontage. The $15 million price tag for 46-48 Norseman Court, Paradise Waters, looks like a steal compared to some other Gold Coast listings.The distinctive Paradise Waters mansion hit the market in November with a $15 million price tag. The regal residence was built by Gold Coast property veteran Mike Kelly, who offloaded it in 2016 for $10.2 million.More from news02:37International architect Desmond Brooks selling luxury beach villa9 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoA circular formal lounge room serves as the centrepiece of the house and features a 7m ceiling with a statement crystal chandelier. There’s also a home theatre, wine cellar and bar, pool, gym and sauna. The priciest property listed this year was 26 Knightsbridge Pde East, Sovereign Islands. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:46Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:46 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenGold Coast’ s most expensive house00:47 4. 101 Commodore Drive, Paradise Waters 3. 46-48 Norseman Court, Paradise Waters The futuristic mansion hit the market not long after its $45 million neighbour. The waterfront house at 7-13 King Arthurs Court, Sovereign Islands, was listed with a $30 million price guide. It was a second attempt to sell the opulent home after a two-year sales campaign ended in July. The owners, German super yacht builder Klaus Lilischkies and his wife Leigh, spent $13 million creating the mini resort, which is known as Chateau de Reves, French for “castle of dreams”.It was designed by architect John Lea and took three years to build it. Take a look at the Gold Coast’s five most impressive listings of 2019.THEY are some of the most over the top properties you will ever see and for many a home only achievable in dreams. But cashed-up buyers out there still have a chance to snap up some of the biggest and best homes that hit the Gold Coast market in 2019. Here are the top five wow homes up for grabs, which together have an asking price of almost $118 million. RELATED: Coast’s biggest mansion hits market with $45 million price tag read more
London-listed oil company Bahamas Petroleum Company (BPC) expects to drill its initial exploration well in The Bahamas in April 2020.BPC said in its said in an update on Thursday that the well, named Perseverance #1, would be drilled in April and that the results were expected to follow in the second quarter of 2020.The Perseverance #1 well location is finalized for the northern segment of the B structure and would be targeting P50 recoverable prospective resources of 0.77 billion barrels of oil, with an upside of 1.44 billion barrels, solely for this northern structural closure portion of the B structureThe B structure extends for between 70 and 80 kilometers, has a mapped areal closure over 400 sq. km and has an aggregate most likely recoverable resource potential in excess of 2.0 billion barrels.The well will be located in water approximately 518 meters deep, with a target depth of 4,822 meters, but with a capability to be able to reach 5,600 meters, thereby affording the ability to evaluate multiple reservoir horizons throughout the entire stratigraphic column below the Tertiary cover. The ultimate decision on well depth will depend on real-time drilling results and geological information.Simon Potter, CEO of BPC, said: “Perseverance #1 has the potential to open a world-class, new frontier basin offshore Bahamas, less than 200 miles from the world’s largest hydrocarbon market and infrastructure.“In our view this makes Perseverance one of the premier prospects that could be drilled globally this year with the potential to not only fundamentally alter the status of BPC in the market, but to also transform the revenue-generating capacity of the Bahamian economy.”Over the past months, the company has been working to finalize the process of rig selection and contracting with Seadrill, and to advance contracting for other services including the master services agreement with Halliburton for integrated downhole services and various other equipment required for the drilling campaign.According to BPC, physical inspection of the proposed rig is scheduled to occur shortly, while it is in port for class certification. Subsequently, the company expects to be in a position to finalize and enter into the definitive contract for the rig in the coming weeks.In parallel, the company placed long-lead orders for casing and drill bits and will shortly be finalizing contracts for the provision of supply vessels, and helicopter services to the rig following an extensive tendering process. BPC expects to complete its contracting for a further range of other necessary services and equipment suppliers over the coming weeks.To remind, BPC entered into a subscription agreement in relation to a conditional convertible loan note investment of £10.25 million ($13.36M).Recognizing the extent of the well program and the consequent time taken to finalize a number of key contracts, the company and the parties to the conditional convertible loan note subscription agreement have agreed to extend the date for satisfaction or waiver of all conditions precedent to March 9, with all other terms and conditions unchanged. read more